Friday, September 8, 2017

Equifax was hacked... what do I need to do?

You've probably seen the new reports of the cyberattack on Equifax that may have compromised your personal information.  Here is an article about it from USA Today. Note that the article mentions that you should not click links in any emails claiming to be updates from Equifax or connected to the breach.

So what should you do?  First of all, here is the Web site (the address is that Equifax has set up to inform you about the situation.  It’s worth a few minutes of your time to read over the information on that page.  The rest of this post simply describes what you can expect to do once you are on that Web site.

At the bottom of the page you should click the Potential Impact button (pictured below without links)

Follow the instructions on that link – you’ll have to provide your last name and the last six digits of your SSN, then jump through some Captcha hoops to prove you aren’t a robot.  It will then let you know if you are likely affected by the breach.  If your information was likely affected you'll see a message like this one. 

If you do then click the Enroll button (to enroll for free in Equifax's Trusted ID Premier program, which provides you 5 offerings - again, for free: credit reporting, 3-bureau credit file monitoring, credit report lock, social security monitoring, and identity theft insurance) and you'll then see a screen similar to this one, which will advise that you will have to check the indicated Web site at a later date to complete the enrollment process.  Note that because of the incident Equifax is offering one year of this program to anyone in the US - whether you were impacted by the breach or not.

Other helpful links:

Craig Rhinehart
Chief Information Officer